USDA 100% No Money Down

Are a great opportunity if you are looking to purchase a home...

 If you are looking to purchase a new home away from the city and are concerned you won't have enough money to close then a USDA Loan might be a great fit for you. Even if your credit record isn't perfect you may still qualify for a USDA Loan. USDA Loans were designed to increase housing in rural areas. This program is for single family primary residences. USDA mortgages are guaranteed by the US Department of Agriculture.

USDA Eligibility
The property must be in a USDA designated rural area. You must have steady income. No foreclosures or bankruptcies in the last three years. Single family primary residences only.

Loan Features
There are no first time home buyer restrictions. As a borrower you can finance 100% of the property's value. You do not have to have a down payment. Flexible qualifying ratios.

Benefits of the USDA Mortgage Program
Here are just a few of the benefits available with the USDA mortgage program:.

  • Lock in a 30 year low interest rate
  • Lower monthly Mortgage Insurance than FHA
  • Great Interest Rates
  • No Down Payment Required
  • Seller can pay all closing costs
  • Flexible Qualifying 

How To Get a USDA Loan
Prosper Mortgage Funding works with USDA approved lenders.. We will help you with all the heavy lifting throughout the USDA loan process. If you would like to learn more about how to get a USDA loan then contact us.

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