Welcome to Prosper Mortgage Funding's Web Site

At Prosper Mortgage Funding, we treat each customer as an individual, not a number. Our goals are to treat any of our customers like family and offer the most complete product line in the industry. By having the the most complete product line we can be confident of providing the best terms for each individuals situation.

Our product line includes

  • Fannie Mae Products
  • Freddie Mac 
  • HARP 2.0 Products With or Without Mortgage Inurance
  • Jumbo Loans
  • 1st & Second Piggy Back options
  • Non traditional Credit solutions for 1st time home buyer's

Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way. You will save a lot of time if you determine what mortgage amount you can qualify for before you start looking at homes. You'll need to consider current interest rates. The lower the rate, the higher the home price you'll be able to qualify for. Use our calculator to give you an idea of how much you can afford.

You can start your mortgage loan preapproval by clicking on this link and filling out the mortgage loan application form. Ready to talk to one of our professional staff now? Just fill out the form on this page and a mortgage loan specialist will contact you to answer your questions.


Calculate Monthly Payment*

Term Rate Apr Payment
30 Yr Fxd 3.50% 3.714%
15 Yr Fxd 2.75% 3.162%
5 Yr ARM 2.75% 3.729%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Latest News

Oceanwide to buy U.S. insurer Genworth for $2.7 billion, extends Chinese M&A push

George Twopointoh, brand ambassador for Genworth, speaks with Ugo Dumont, a volunteer for the Genworth R70i Aging Experience, during a demonstration at the Liberty Science Center in Jersey City, New JerseyBy Denny Thomas HONG KONG (Reuters) - China Oceanwide Holdings Group Co has agreed to buy U.S. insurer Genworth Financial Inc for $2.7 billion in cash, the latest in a series of moves by Chinese firms to buy overseas assets as their domestic economy slows and the yuan weakens. In a joint statement on Sunday, Genworth and privately held and family-owned China Oceanwide Holdings said the Chinese firm will pay $5.43 per share to acquire all the Richmond, Virginia-based firm's outstanding shares. The price is a modest 4.2 percent premium to Genworth's Friday closing price.


I was worried that I wouldn't be able to qualify for a loan. I spoke with Rich and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate.

Larry BensonLancaster, PA

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